This tool computes theoretical future money balance based on the income, expenses, income growth and one-time expenses (Buy car, house, etc.). It is also possible to play with investments thresholds and early retirement planning (FIRE).
How much money do you actually have? (This is starting point)
Expected monthly salary (after tax)
Salary yearly growth (percent)
Monthly expenses
Expenses yearly growth (percent)
For how much years you want prediction to compute ?
Investments diversification (percent)
% Diversity
Growth
% Dividends
Cash
100
Bonds
0
2%
Stocks
0
6%
1%
Salary changes in future
Unexpectedly higher promotion, lose of job, set salary to retirement support.
One-time expenses
Note that you can also map one-time financial gain, for example inheritance, win lottery and so on with negative number (negative expense). For example -10 000
Retire early
When the retirement year come, investing to bonds and stocks will be stopped, you're going to withdraw % of your money from stocks. Read more on 4% rule.
Hey! Feature request, ideas or found bugs? Write me down.